Rank: Guest 
|
Posted By Jim Walker
I‘ve just read this:
“The High Court has approved a settlement of £1m in damages to a worker who suffered a severe head injury in an accident at work. The case was problematic - because the employer did not have the legally required employers' liability insurance.”
Just as a matter of interest:
How will the victim get his compensation?
What are the penalties for not having EL insurance?
Can the employer (owners) just declare bankruptcy and walk away?
|
|
|
|
|
|
Rank: Guest
|
Posted By Phil Grace
I wondered that to... If you visit the TUC website there is a link to solicitors Irwin Mitchell. Here it is explained that the employers were tenants and the landlord/property owner was joined in the case. The landlord's insurers agreed to settle the case on a "no liability" basis. Insurers are all heart despite press reports to the contrary.
Can not rememer the penalties off the top but there is a flat fine plus a "surcharge" per day without cover. But would be small in comparison to the setteleemnt paid by an insurers.
And the answer is "Yes" - owners of a small firm can just walk away - one of the concerns about rising insurance costs - it may (already has?)resulted in more instances of no insurance and there may not always be a safety net. Not much point in taking out a private claim agaisnt the owner since he may be a man of straw with little or no assets.
|
|
|
|
|
|
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.