Posted By Fred Pratley Presumably your insurer feels that on celebrating your 65th birthday you are suddenly prone to a number of things (as an oap) that did not affect you 24 hours ago! But being slightly serious, if you can encourage staff to take advantage of the "well person" checks that many GPs surgeries can offer, then that is about as far as I would go, because presumably you have taken their capabilities into account by continuing to employ them and they are otherwise "fit to work" or you would not do so. Regards Fred

Posted By Andrew Porter You would not need to a risk assessment specifically on older people, but as part of the RA process you must consider who might be affected by hazards, and in particular anybody who might be particularly at risk - eg: young persons, pregnant women etc. If you think that persons may be at greater or particular risk due to their advanced age then this should be reflected in the Risk Assessment, but otherwise treat them just as you would any employee when risk assessing tasks, processes etc.

Posted By Kieran J Duignan While I agree with the general thrust of comments by other members, I note that you don't state what industry you are working in or the categories of employees, including those over 'retirment' age. There is evidence that age is positively correlated with some kinds of musculo-skeletal injuries; if older employees are exposed to risks of this kind, the broker may be offering helpful advice. Whatever you chose to reply at this stage, it may be wise to add that you are also taking action to implement Age Discrimination legislation in 2006, and expect that he/she is doing likewise.