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Posted By Phil Tye
Does anyone work for a company who charge a fixed fee when the driver is involved with accident damage to a company vehicle. The company I work for are very keen to introduce such a policy but I would be like to study the ups and downs of such a policy prior to implementation.
Phil
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Posted By Darren J Fraser
No company car with current employer, but previous employers stated that in the event of any claim the employee was responsible for the excess.
Worked extremely well, as employees were a lot more careful, due to the fact it was then as though they had damaged their own vehicle.
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Posted By Ron Hunter
"The company I work for are very keen to introduce such a policy". Why?
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Posted By Phil Tye
A large number of minor damage accidents.
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Posted By Clarke Kent the 2nd
The company i work for has a £250 excess regardless of the claim be it windscreen etc which is normally £60
We can however take out an insurance of £10 a month to cover the £250 excess. £360 over 3 years.
A joke if you ask me.
I'm risking it without the insurance, not the safest thing to do but if i get a cracked windscreen i will take out the insurance and then wait 2 months before getting it replaced. and i will take out the insurance 2 months before the 3 year lease is up as the lease company would probably charge the £250 excess just to replace a scratched wheel.
All it does is encourage non reporting of incidents if you ask me.
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Posted By Peter Leese
Do you understand what you are advocating CK? On a public forum!
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Posted By Pete48
Peter, of course he does, his alter ego appears out of telephone boxes now and again in order to save us from ourselves, sadly he is a cartoon character!
Phil, as to the question in the thread. Can work as long as it only applies where driver fault is clearly established, any doubt and the company pays all costs.
Why should I expect to be charged if some other driver ploughs into the back of me whilst stationary at traffic lights for example, or some couldn't care less driver prangs the side in the supermarket car park and drives off??
Such blanket schemes just alienate the sensible people. Trust is an important part of a good culture.
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Posted By Ron Hunter
Our old company lease scheme had I think a 'blanket' £100 excess. A bit of a bind for broken glass, otherwise reasonable though I thought.
With a company Insurance Policy of course, everyone pays the same premiums. In effect, poor driving can be rewarded?
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Posted By Mike Palfrey
Hmm
A company car is an item of work equipment.
If the company will subsequently ask for a contribution to the replacement of tools, furniture, PPE, computers, etc., etc. damaged by "carelessness" then I suppose it is fair.
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Posted By Alan Haynes
My wife's employer [Local Authority] charges £250 for any damage to her lease car - which is refunded [many moons later] if the other driver is found to be at fault
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Posted By Clarke Kent the 2nd
Peter
The car is insured. As it stands i would have to pay £250 for the littlest thing to cover the excess
The £10 a month is so that i would not have to pay the £250 excess should something happen. Thats what i dont pay
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Posted By Phil Tye
Thanks for all the help, It looks like it it is not uncommon for a charge to be made but how on earth could you introduce such a policy and expect the employee to pay up £250
Regards
Phil
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Posted By Paul Oliver
I can't see how you would introduce a policy.
If I was a company car driver and was told I would have to pay any excess, I would hand the keys back.
At the end of the day, if you are providing a vehicle for an employee to carry out work related activities, then why is it their fault if they are in an accident. you as an employer are instructing them to drive.If they didn't have to drive as part of their employment then they wouldn't have accidents.
Do all HGV drivers and delivery drivers have to pay excesses as well, it would be quite large for an artic, or a crane.
companies should use the correct disciplinary procedures if they feel that a company asset has been mis-used or abused.
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Posted By Dave Wilson
Last year I had to replace 3 windscreens and 2 flat tyres and if this was a company I worked for i would have left the car at the side of the road got the RAC to take me home and they could deal with it. (about 50k miles pa). My companies view is that 'if it was your car would you repair it? if not then dont bother!
IT IS THEIR PROPERTY!! I would assume that this has not been challenged at a tribunal.
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Posted By Paul Leaman
Our excess is £500, and if the driver of a company vehicle is involved in an accident that is their fault then they are expected to pay that sum. If the cost of repair is £60 then that is what they pay and not the full excess cost. Punctures and windscreens are expendable items much like servicing costs. You can't help it if they are damaged, however should an employee scrub tyre sidewalls in kerbs or run them bald we would hold them accountable for the costs. Likewise if an employee was consistantly damaging vehicles in accidents then an enquiry/review would take place to consider the evidence prior to possible disciplinary action. If found suitable this may or may not also include further driver training/advanced driver training.
As we are responsible for placing that driver in a vehicle it is the belief that we as a company will be held to account in court should an injury or death occur.
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Posted By Pete48
And what I wonder do you do when the employee does not have the £500? Deduct it from salary payments?
Persistent accidents as a result of poor driving should be a simple disciplinary issue not cowardly cost management. If good driving skills are required for the work on offer, then employees must posses and use those skills. If they do not then the process should be the same as for any other disciplinary matter.
For goodness sake, before long we will be charging employees for re-make costs when a batch goes wrong or expect them to make up lost sales costs. Or telling them they have to pay for replacement gloves or boots that they have worn out quicker than the next person. What is the year 1907 0r 2007?
Sorry rant over.
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Posted By Ian P
Our car drivers are liable to pay the £100 excess only if the accident happened on personal mileage and it isn't recoverable from a third party. It works quite well and people have the option of paying it in stages. The only complication is when they are under 25 years old or have less than 1 years driving experience when the excess can be as high as £250.
I have dealt with companies who recharge virtually any damage to the driver, including wing mirrors etc. but I think that is over the top.
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Posted By Brigham
Pete 48
You said "Persistent accidents as a result of poor driving should be a simple disciplinary issue not cowardly cost management. If good driving skills are required for the work on offer, then employees must posses and use those skills. If they do not then the process should be the same as for any other disciplinary matter." Get a life!
Disciplinary action, why? For something that should have been identified and remedied by the employer at the outset!
It's all about getting the right people in the right jobs with the right training. Only if there is a blatant disregard for company policy and property and you can prove it, is when disciplinary action should be taken
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Posted By Robert.
While all this is going on, what about the 3rd party no blame damage when the 3rd party has up and left.
Most employees, in my view, are more likely to admit to receiving damage in car parks etc when they are not present!!! Rather than admit to damage due to negligence and want to pay a cost.
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Posted By Merv Newman
OK. some interesting views here.
I worked for a company which had a hard policy of inquiring into every car incident (car park type accidents excluded)
The idea was not expressed as apportioning blame, rather as one of learning lessons.
No-one was ever charged for repairs. But there were a number of garage bills detailing "gear-box problems"
I once bought an ex-company car which had been driven by a guy named as "safe driver of the year" for the last few years.
First time I took it in for a service the mechanic took a look around and said "that there has been resprayed a few times"
People will cheat. And the higher the penalty for being honest the more they will cheat. So the less you will learn and the less you can do about it.
Just to complete the anecdote ; the company I worked for won the award "safe fleet of the year" (1990 ?) second was my niece's boyfriend who worked for an insurance company.(Prudential ?)
The next year our head office safety and fleet manager died in a car accident.
Merv
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