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Posted By Alex Kidd
Hi,
I am going to be setting up all the Health & Safety required for a Charity Organisation (Church). I am doing this as a volunteer in my own time for me to gain experience and the Organisation to gain free Health & Safety advice etc etc. Their Liability insurance does not cover myself for this as I am not employed by them. Can anyone give me advice or opinion on the situation? or how to word my involvement within the organisational system?
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Posted By CFT
Alex
Firstly congratulations for taking the initiative to do this work; I admire you for getting out and making the effort!
Now the dull bit; I recommend you have professional indemnity insurance in place as well as public liability; there are many companies offering this service in SHP.
Good luck
CFT
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Posted By Raymond Rapp
Alternatively, and assuming you are not doing it for profit, you could offer to do the work but not to put your name to anything. I did some work for my golf club and made it explicitly clear that I was doing it as a member of the club and not in any professional capacity.
The indemnity route is okay if you are doing regular work, otherwise it is expensive.
Ray
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Posted By Alex Kidd
Thanks for the advice it gives me a few opions? The organisation has offered to pay over 50% of the insurance costs I'll look into how expensive that will be, then weigh up my options?
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Posted By Alex Kidd
Anyone else been in a similar situation?
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Posted By Liesel
Yeah, I'm a volunteer H&S officer on a Heritage (ie volunteer staffed, steam-hauled) railway. Fun it is, as we have to comply with a huge amount of Rail regulation (as we are defined as a "railway" in the relevant Acts), we are subject to inspections and enforcement via HMRI and also come under the jurisdiction of Rail Accident Investigation Branch (RAIB) if we have an accident- so lots of potential liability.
We have put in place indemnity insurance to protect all our Directors, Officers and other appointed competent staff acting in the course of their duty (eg the guy who specs new/altered safety-critical stuff like signalling is covered for PI as are those that inspect and check said things). The HSO (me) is also covered under that policy. Costs us about £650 p/a- sounds a lot, but it's not when you consider our total annual insurance bill is about £9500- a consequence of our primary activity being towing the paying public about behind a hot pressure vessel on wheels. The PI part of our insurance portfolio is through a specialist broker, "Oval" I think. If we can get cover for this rate given the scale and risks of our organisation, then I would guess you should get a very good quote- I think Oval is a charity specialist so might be worth trying.
You may want to consider suggesting to the org that they take out a policy that covers wider aspects of liability- but certainly it is useful to be covered. Also, IMO if you have any sense you will make sure that "child protection" does not find it's way into the HSO's portfolio.
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Rank: Guest
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Posted By Alex Kidd
Thanks for that I think I'm going to go down the Insurance route I'd like to be able to carry out all of my duties properly.
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