Rank: Guest 
|
Posted By Nadroj
Hi,
Would like some views / info on this:
One of our employees was injured on his way to work. The employee slipped getting into his own vehicle, suffrered an injury and is likely to be off work for quite a while.
I seem to remember a while back, that being a member of a particular Union, insurance coverage for travelling to and from work was provided as part of the benefits of being a member of that Union. Is insurance provided to employees as standard ?
And also does this have any implications towards RIDDOR ?
Cheers
Nadroj
|
|
|
|
|
|
Rank: Guest
|
Posted By Raymond Rapp
Nadroj
Accidents arising outside of work and work hours are not normally covered by insurance. For the same reason, nor is it a RIDDOR reportable.
Tough luck in this case I'm afraid to say. At least that is my interpretation of the facts as you have described them. If I am wrong someone will correct me I'm sure.
Ray
|
|
|
|
|
|
Rank: Guest
|
Posted By jervis
I work for a local NHS in Essex and staff are insured to and from work >
|
|
|
|
|
|
Rank: Guest
|
Posted By simondrew1@hotmail.co.uk
Hi - Was he travelling to his main place of work ?
If so - then this is not a work related accident.
If he was visiting a different site and/or he is claiming expenses I believe this will be a work related accident and will be Riddor reportable
|
|
|
|
|
|
Rank: Guest
|
Posted By Bob Youel
Simon is correct
A: From home to a permanent place of work = not RIDDOR etc unless the company employment contract states differently to the norm
B: From Home to various places of work e.g. a roving worker or even a worker who has a permanent place of work but posts a letter on the way in to work for they employer then different parameters apply which must be looked at case by case
|
|
|
|
|
|
Rank: Guest
|
Posted By Adams777
I had a case recently (totally) unconnected with the accident described but I was unssure whether it was reportable under RIDDOR. I rang and the advisor did not know. He went off and checked with his supervisor and came back and said yes it was.
My point: if in doubt ring the call centre; they are not the ogres some people make them out to be.
Adam
|
|
|
|
|
|
Rank: Guest
|
Posted By Peter F
f your travelling to and from work and it is totally unconnected then it is NOT reportable under RIDDOR.
I know that Unison used to cover people for traveling to and from work as i claimed, but it was only a very small amount.
|
|
|
|
|
|
Rank: Guest
|
Posted By Phil Grace
As I've just said in another response - although I've been accused of being pedantic we should be really precise about our language.
What do we mean when we talk about being insured for accidents commuting to work? Who is insured, by whom and for what?
Employers' Liability taken out by the employer do not cover accidents that arise out of commuting.
Individuals are quite able to take out Personal Accident insurance that could protect them - dependent upon cover details - for all/any accidents at any time and arising out of any activity. But expect to pay more if you going sking or participate in certain sports e.g. parachuting. These might even be excluded!
Employers may take out Group Personal Accident cover for their employees. This might be restricted to accidents arising at work or may be for full "24 hour cover". However, the benefits of this insurance i.e. the "payout" does not have to be given to the injured person. The employer has paid the premium and they can use the proceeds as they wish e.g. to pay "sick pay to employee whilst off sick OR to pay for temporary staff.
Hope this clarifies matters
Phil
|
|
|
|
|
|
Rank: Guest
|
Posted By Safe System
"My point: if in doubt ring the call centre; they are not the ogres some people make them out to be."
If thats the HSE call centre.. then Adam is right they are not the ogres that people make them out to be... they are usually very nice BUT just a waste of a phone call.. so far, every time i have called i have not recieved an answer.. i even tried calling with a very simple work at height question.. and they kept me on hold for 15 minutes and then came back with the most stupid thing ever..
sorry! back to post!
|
|
|
|
|
|
Rank: Guest
|
Posted By CFT
100% with Simon & Bob.
CFT
|
|
|
|
|
|
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.