As a business we have been asked by a number of employees to look at the cycle to work scheme as a way of encouraging healthy living, environmental best practice. The scheme can be financed through an interest free salary sacrifice loan as per below http://www.bike2workscheme.co.uk/index.php The question I have centres around safety. Our management would like them to sign a waiver to confirm the company do not accept responsibility should they have an accident on the way to and from work. Given the company will have helped them finance it, are we responsible for their safety to and from work in this instance and would a waiver work? Also are we required to install a shower facility given that we are supporting the scheme and that they may travelling long distances Would appreciate your thoughts Thanks

Firstly the waiver, if you have a liability, would almost certainly not have any value. The Company would not have any liability for people using a cycle provided by the cycle to work scheme if an employee is involved in a road accident on the way to or from work. The purpose of the journey would not have any real influence on liability, so if the Company has a liability for the use of the cycle, it would probably have that liability for any use. If a company car user is involved in a road accident on the way to work, would the company expect to be liable because they provided the car? You are not required to install a shower facility unless it is required for work purposes. Management here asked similar questions about the scheme. Hope that helps. Ken Dickson

We have been running the scheme for some years in common with many other employers. The waiver is IMO unnecessary and probably of little (NO) value. I think that it is highly unlikely that the employer would have any liability for the journey to and or from work.