'The Government and the reviews it has commissioned by Lord Young and Professor Lofstedt may have made a link between occupational health and safety and a possible compensation culture, but, in reality, most of the claims insurers handle relate to the public, not workers.' At the H&S Expo at the NEC yesterday Philip Grace, of the Association of British Insurers (ABI) made the above and following points reported in SHP Online: 'Most claims, he added, come from slips and trips incidents but tend to be members of the public.' During a discussion where it took Jason Anker 14 years to get compensation for crippling injuries and an associated discussion on contributory negligence, Philip Grace is reported as stating: 'However, he also stressed that in almost all cases, the employer has failed in some way, and those failings will have generally contributed to the incident and the victim’s injuries.' I hope that within my lifetime the penny will drop that with regard to Employer Liability Insurance, there is no 'compensation culture'. Cheers. Nigel

It is covered by SHPOnline:- http://www.shponline.co....-not-workplace-incidents