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jarsmith83  
#1 Posted : 09 October 2012 13:08:35(UTC)
Rank: Super forum user
jarsmith83

Hi All Can you please tell me if it is a legal requirement or if there is any guidance documents which specify that a company has to display its public and prodcut liability insurance certificate in the workplace? Many thanks
David Bannister  
#2 Posted : 09 October 2012 16:10:24(UTC)
Rank: Super forum user
David Bannister

Companies choose to buy these insurances based on their own risk tolerability or because they are bound to do so by contractual terms. They are not required by statute, unlike employer's liability. Thus no legal requirement to display.
Phil Grace  
#3 Posted : 11 October 2012 08:51:25(UTC)
Rank: Super forum user
Phil Grace

Further to David's reply there is no equivalent "certificate" for Public/Products Liability as there is for Employers' Liability. Since the existence of PL/Products cover is of no relevance to employees there is no need to display anything in the workplace or make employees aware of such insurance. Policyholders obviously received a policy document and associated paperwork - but no certificate. Contractors are often asked to produce evidence of the existence of such insurance aad the level of cover (Limit of Indemnity), for example when quoting for local authority work. In such circumstances insurers will often agree to provide a "certificate" confirming insurance. Phil
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