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Public and product liability insurance certificates
Rank: Super forum user
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Hi All
Can you please tell me if it is a legal requirement or if there is any guidance documents which specify that a company has to display its public and prodcut liability insurance certificate in the workplace?
Many thanks
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Rank: Super forum user
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Companies choose to buy these insurances based on their own risk tolerability or because they are bound to do so by contractual terms. They are not required by statute, unlike employer's liability.
Thus no legal requirement to display.
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Rank: Super forum user
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Further to David's reply there is no equivalent "certificate" for Public/Products Liability as there is for Employers' Liability.
Since the existence of PL/Products cover is of no relevance to employees there is no need to display anything in the workplace or make employees aware of such insurance.
Policyholders obviously received a policy document and associated paperwork - but no certificate. Contractors are often asked to produce evidence of the existence of such insurance aad the level of cover (Limit of Indemnity), for example when quoting for local authority work. In such circumstances insurers will often agree to provide a "certificate" confirming insurance.
Phil
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Public and product liability insurance certificates
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