We would normally cover any costs arising out of an accident at work, even if ultimately it proved to be the employee's fault. It can help your case should there be any claims in that you have acted in good faith and done everything you can to help the injured employee so they are not disadvantaged by this incident.

I was advised by a previous employers insurance company that where there was no doubt that the injuries were caused through a work incident the payment of occupational sick pay and payment for reasonable other expenses such as physiotherapy, counselling etc was not an admission of liability. Their theory was that in the event of an injury and loss of earnings claim through the courts that you ended up paying for these types of things anyway and it was a way of proving to the courts that the employer had done everything in their power to support the employees return to work post accident and minimise any losses they sustained. I'm no expert but I have no doubt that different insurance companies will have different views on this one and I would take their advise at all times as at the end of the day they will be the ones who will deal with potential claims and if you go against their advise they may refuse to take on board the claim.