Hallo everybody, I am just wanting to gauge the understanding of members on travel insurance for employees going abroad on business. Our financial section is considering limiting the cover of the insurance to permanent employees only and leaving the responsibility of travel insurance to the contractors. I am feeling very uneasy about this, especially in terms of our duty of care towards the contractor and to the functionalities of having to manage who knows how many travel insurers and their emergency response plans to the various locations we send our engineers. Any thoughts anybody?

C-de-C Re your question: ""I am just wanting to gauge the understanding of members on travel insurance for employees going abroad on business.employees or contractors"" ----- Can U be clearer as you are initially talking about employees then U talk about contractors e.g. 2 different things Employees are employees and they are yours so U must act accordingly Contractors are treated as per the conditions of contract between yourselves and them along with the 'control test' situation so contractors may have to look after their own insurances where the control test does not apply and adequate T&C's are in place As for a duty of care - this does apply to your employees but not necessarily to the contractors