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Required insurance and Ra Ms ?
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Paul B  
#1 Posted : 12 November 2015 10:32:10(UTC)
Rank: Forum user
Paul B
Hi All

I need some clarification on the subject of PL/ EL Insurance and Ra M's.
If we use a single self employed sub-contractor labour only, will they require Public liability and risk assessments and method statement or will they be covered by ours ?

Furthermore do they need Employers Liability if they are just a "One man band ?"

Thank you in advance.
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RayRapp  
#2 Posted : 12 November 2015 10:43:36(UTC)
Rank: Super forum user
RayRapp
Hi Paul

Personally I think PL/EL and RAMS is over the top for labour only subbie. They would in effect come under your umbrella for all safety related matters and as such work to your RAMS.
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paul reynolds  
#3 Posted : 12 November 2015 11:57:46(UTC)
Rank: Forum user
paul reynolds
If you provide the RAMS they will in effect be treated as an employee in regards to insurance i.e. if they cause and incident and a formal claim is made, it will be your insurance that foots the bill (this is from our insurers when we had the same situation)

Regards
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