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With Public Sector cuts starting to bite and the HSE being scaled back, I'm wondering who's driving H&S in the UK. Is it the HSE or the Insurance industry?
As far as I can tell (from a safety flooring perspective), premise owners are only making improvements to satisfy the terms of their 3rd party insurance cover. HSE enforcement no longer seems to hold any worries for them.
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Rank: Super forum user
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FloorTester wrote:With Public Sector cuts starting to bite and the HSE being scaled back, I'm wondering who's driving H&S in the UK. Is it the HSE or the Insurance industry?
As far as I can tell (from a safety flooring perspective), premise owners are only making improvements to satisfy the terms of their 3rd party insurance cover. HSE enforcement no longer seems to hold any worries for them.
I cannot think of a government that has ever given a rats bum about H&S.
The insurers are better, they get to pay the bills for disasters.
They have driven H&S for years now anyway....if a company is too bad they just don't get insurance, or it is very high.
Job done either way.
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One needs to remember that any employer only wants to be compliant with the law as that is the first point of any action against them. Insurance companies want to ensure that they have adequate protection against claims so may well want more than the legal minimum. It is not all bad that insurance companies want more than the legal minimum because they stand to lose out whereas the Law only applies a penalty that a judge thinks is right. So the minimum is compliance with the law then meeting what the insurance company whats. If complying with the law is enough you are lucky, but I don't think there are many places where this would be the case.
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Rank: Super forum user
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Interesting point OP.
I'd tend to agree that insurance companies are a greater driving force in many instances than the HSE / EHOs.
In part this is due to over zealous nature of insurance company requirements (which has been discussed before) which are sometimes above and beyond the minim legal requirements (I've ranted about this before..). This can be positive, but often the requirements aren't risk based (or sensibly risk based enough).
Taking the example of flooring as you mention, an insurance company may stipulate a specific specification for flooring, where as the legal requirement is to prevent slips / trips ALARP. In the former there is little room for maneuver, which may spur the company to review their floor. The latter may be achieved by implementing a spillage procedure and ensuring the existing flooring is in good condition etc.
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Rank: Super forum user
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Jake, litigation has been the main driver for many years. HSE enforcement has been on the wane for a couple of decades or more, hence insurance companies rule the roost, not all bad, but sometimes reasonableness goes out of the window. Moreover, if the insurance industry drives initiatives it is inevitable that industry will become risk averse, they only pick up the bill when things go wrong, which is the minority of the time.
How effective the HSE is depends on the political climate and/or government. The current incumbents have no time for health and safety. The HSE just do what their paymasters tell them. Before the HSC merged with the HSE to become an all encompassing HSE there was a degree of independence. I see no evidence of that same independence since the merger.
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Rank: Super forum user
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Has any government ever been interested in h&s?
None that I have ever seen.
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Rank: Super forum user
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Insurance companies pick-up the tab as a result of accidents/incidents. They also keep statistics.
Twice-yearly workplace inspection of lifting equipment, for instance.
MANY......I'll repeat that......MANY times I have seen an insurance inspector reject slings/chains and remove them from the register they keep...AND in one instance INSIST that a chain that a previous inspection had rejected be flame-cut while he watched.
I've seen them refuse a forklift for poor condition lift chains, the company then sold it to scrap and bought a recon lift truck....
I won't even go into the major expense of the hydraulic press and the optical guards....and these are not isolated instances.
When the guy walked in and the guillotine was being used with the guard removed (no real reason, it was just easier to use without a guard) he refused it insurance until the guard was fitted and locked.....and the key was not given to the operator....who was a risk to himself anyway (and shortly after he did his back when lifting heavy objects...another story....crane busy !)
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Rank: Super forum user
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H&S remains a Government priority scapegoat, nothing more.
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Thanks for the responses Gents - pretty much as I suspected!!
On that note, does anyone know of the rules in France for floor testing? I had a phonecall earlier from a French architect wanting to send me some tiles for testing. Surely someone must do it over there, or is it a new rule for the French?
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Rank: Forum user
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ron hunter wrote:H&S remains a Government priority scapegoat, nothing more.
tend to agree. Safety is still a 'bolt on' activity, considered as an afterthought to the main task. However, it'll take many generations before societal culture encompasses safety. I think the Governemt have tried to do their bit through legislation change, but changing the law doesn't change the culture of a society.
At the moment, we're still forcing people through regulation to be safe and amend their behaviours with the predictable outcomes.
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Rank: Super forum user
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The government must be seriously worried about H&S.
That's why they outsourced the heavy industries abroad ;-)
Unintentionally that led, in part, to an increase in male life expectancy (maybe), which puts more pressure on pensions.
http://www.andhranews.ne...n-better-habits-3864.htm
"There has been a huge decline in the numbers working in heavy industry"
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Rank: Super forum user
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To answer JJ Prendergast's query at #6 it is commonly said that the Robens Report of 1972 and the subsequent passing of the Health and Safety at Work etc. Act 1974 had all-party political support at the time. Furthermore, there were changes of government from Labour to Conservative in 1970 and then back to Labour in 1974.
One factor which probably heightened everybody's awareness of OS&H in those days, including politicians of all hues, was the Flixborough Disaster on 1st June 1974 in which a major explosion at a chemical plant in Lincolnshire killed 28 people and seriously injured 36 others. It is claimed that the death toll would have been around 500 if the explosion had happened on a weekday rather than during a weekend.
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......and as if to prove my point - Pendulum test in E London tonight for a new shop - Insurance won't cover the new premises until they can produce a Cert' from us stating the floor is over a PTV of 36. Not an EHO in sight.
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Rank: Super forum user
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Just a few comments about insurance.
Engineering Insurance: V different to EL since every policyholder gets a visit. That what it is all about. Policyholder is buying an inspection service with insurance bolted on.
EL driving risk management: In contrast to above most EL policyholders never get to see their insurer. The number of H&S professionals employed by insurers is low and visits/inspections are few and far between. No chance to drive H&S or risk management.
Insurance is competitive: If an insurer makes a stand about improvement of risk management the policyholder can go elsewhere - and often does. There are other insurers keen to get new business who may not make such rigorous demands!
Insurers making excessive demands: This "challenge" keeps coming up but apart from one or two "alleged" examples I am not so sure it is as big a problem as people - or Mr Cameron - would have us believe. I refer to my comment above. If an insurer makes excessive demands the policyholder just walks away.
The HSE obviously believes that insurers make excessive demands from their press release about the Challenge Panel - perhaps some policyholders should take up the HSE's offer and refer their insurer to the Panel...!
Phil
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Rank: Super forum user
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Some insurers set out to build and maintain a good working relationship with their policyholders, employ excellent customer-facing staff and are able to understand the realities of work risks. Others employ computer-fodder and will lose business regularly, making up the shortfall by offering superficially cheap deals for new business, followed up by dreadful service.
Unfortunately, not all buying decisions are made on the basis of the entire package on offer.
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FloorTester wrote:......and as if to prove my point - Pendulum test in E London tonight for a new shop - Insurance won't cover the new premises until they can produce a Cert' from us stating the floor is over a PTV of 36. Not an EHO in sight.
I don't want to knock the Insurer here, but in asking for the pendulum test they're only looking at a part of the risk. In a shop environment we should be looking at the whole design of the entry-way to ensure there are sufficient measures to ensure water etc. isn't tracked in.
(If this particular shop is in an inside Mall, please ignore my post!)
I don't want to knock EHOs either, but I wonder if such matters would even feature on their checklists.
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Rank: Forum user
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ron hunter wrote:FloorTester wrote:......and as if to prove my point - Pendulum test in E London tonight for a new shop - Insurance won't cover the new premises until they can produce a Cert' from us stating the floor is over a PTV of 36. Not an EHO in sight.
I don't want to knock the Insurer here, but in asking for the pendulum test they're only looking at a part of the risk. In a shop environment we should be looking at the whole design of the entry-way to ensure there are sufficient measures to ensure water etc. isn't tracked in.
(If this particular shop is in an inside Mall, please ignore my post!)
I don't want to knock EHOs either, but I wonder if such matters would even feature on their checklists.
It is Ron - deep inside a Mall - though next door to a "Costa-Bucks" outlet, so plenty of scope for spillages. I'm not expecting to see any big doormats near the door !!
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