Several members of staff were exposed to a small amount of asbestos-containing pipe lagging. Although the risk to health was assessed as being very low, it was recommended that they have the exposure documented on their health record via their GP. One person is worried that this information may become known to an insurer if they take out a new life insurance policy and this could lead to increased premiums. They have asked if, in this eventuality, the employer would pay the difference in premium.

I have suggested that the employer's insurer and solicitor are contacted for advice and I am aware that this is a bit of a minefield with regards to liability for the exposure, the probability of disease development, etc.

Has anyone come across a similar situation and are they aware of any guidance or source of information for the employer and staff?

Good to know this. Thanks for the info John.