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decimomal  
#1 Posted : 14 April 2014 14:33:59(UTC)
Rank: Super forum user
decimomal

Sceanrio is a small engineering company (boss and a hanful of employees (with an external consultant on board). Insurer surveyor visited and made the following requirement: "The person with day to day responsibility for health and safety in the organisation is to undertake attainment of a nationally recognised foundation qualification for ‘in-house’ competence such as NEBOSH NGC or an alternative NVQ level 3 qualification".

Given that they have a competent person advising them, is it reasonable for the MD to be required to undertake what the insurer suggests? I would have thought awareness for Directors would suffice.

Ta.
JJ Prendergast  
#2 Posted : 14 April 2014 14:50:34(UTC)
Rank: Super forum user
JJ Prendergast

Unreasonable, in my view.

Look at changing insurers, if the insurers give too much hassle
stevedm  
#3 Posted : 14 April 2014 15:03:39(UTC)
Rank: Super forum user
stevedm

Agree...but don't forget the HSE promote and have a preference for in house H&S v consultants..which would be the insurers justification...
bob youel  
#4 Posted : 14 April 2014 15:21:53(UTC)
Rank: Super forum user
bob youel

why o why is it only H&S areas that insures are always wanting an in-house person for when there are specialt roles all over the place that an business needs to have support from that insurers do not highlight/bother with - let the business get on with its business and look to change insurers

as for the HSE; well it will change its tune shortly in my view
David Bannister  
#5 Posted : 14 April 2014 17:02:14(UTC)
Rank: Super forum user
David Bannister

Hi Decimomal, suggest you go back to the insurers and ask them to justify their "requirement", noting that their customer has access to competent assistance and advice.

Of course, the insurer may consider that competent advice is not being made available...

stevie40  
#6 Posted : 14 April 2014 17:06:19(UTC)
Rank: Super forum user
stevie40

Or being ignored.....

Agree that at best, this would be a recommendation only. I always look at it like this.

Fail to do a requirement - insurers can look to cancel policy / impose terms etc.

Fail to do a recommendation - not the end of the world.

If there is access to competent advice and this is a simple engineering workshop, I doubt an insurer would insist on enforcing this requirement.

There can be other factors at play though like a poor claims history.
decimomal  
#7 Posted : 14 April 2014 17:07:44(UTC)
Rank: Super forum user
decimomal

Thanks for the replies. My response was similar and we are challenging the insurer on this.
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