Ian Bell2. I believe we have communicated in the distant past. Thank you for your response although not very helpful. I have been self employed for more than ten years, usually keep with the same clients but occasionally drop one or two due to them being funny about some stuff, and gain others through recommendation as with this new client. Never had a need for written agreements as we all trust each other, there is sometimes the chase for payment but usually get the cheque promptly. Those who have delayed or refused to pay usually pay up at the threat of the Small Claims Court, a simple letter to them containing that threat always does the job. As I wrote this has only become a need due to the competence check requiring proof that I am what I am and that I have the necessary qualifications also having the business agreement. I can see that is protecting both the company and myself. Thanks again Ian.

Now why am I not surprised at this.  :-)

I can't believe you have no agreement in place.  Still, at least you're addressing it now.