Posted By jonr This may seem an obvious question. I am employed part time and considering part time consultancy work. I am aware that I would need PI insurance. However, if I retire or stop my self employed work I would obviously cancel the insurance. What happens if a client, for example, then takes me to court for negligence a month after i finish? My insurance is cancelled, but I was covered during the period in which I gave the advice. There is the point that policies etc should be periodically reviewed, but is it necessary to keep the PI insurance going until I drop dead? Many thanks for any input on this.