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#1 Posted : 14 September 2009 18:04:00(UTC)
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Posted By clairel
I may have been offered some self employed work so just wondering if anyone has any recommendations for liability insurance for a self employed consultant?

With thanks
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#2 Posted : 14 September 2009 18:14:00(UTC)
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Posted By martinw
Claire, there have been similar requests to this on the main forum relatively recently. Use the search function and it should pop op relatively swiftly.
Martin
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#3 Posted : 14 September 2009 18:53:00(UTC)
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Posted By Dee
As per the previous thread there have been a few postings on this but public liability and professional indemnity are a definite you will need to determine the values/limits as per your circumstances.

Dee
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#4 Posted : 15 September 2009 09:53:00(UTC)
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Posted By clairel
Did do the search on the forumks for info on PLI and PII but didn't come up with much useful info.

For non-high risk industries, just giving standard advice, basic inspections, basic training, help with basic RA etc what level of insurance would I need?

Also if anyone is prepared to tell me which insurance company they use and how muc it costs them they can contact me direct.

Thanks
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#5 Posted : 15 September 2009 10:32:00(UTC)
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Posted By martinw
Claire

I also did a search and it came up with nothing, until I changed the search parameter from one week to 6 months.
This is one of the most informative threads, below. I do not have personal insurance as I am directly employed, but I am sure that someone will chip in to give you their info re cost etc.

http://www.iosh.co.uk/in...iew&forum=1&thread=45655

cheers

Martin
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#6 Posted : 15 September 2009 11:06:00(UTC)
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Posted By Stuff4blokes
Clairel, your question on insurance is one that a good commercial insurance broker is in business to answer. They will advise on what level of cover is appropriate and get quotations for you from their panel of insurers.

If your work is sub-contracted by an existing consultancy they are likely to have their own expectations or conditions on what cover you need to purchase. Of course there is no requirement to buy any insurance cover if you are not employing anyone or driving. If the work is a one-off job you may wish to do your own risk assessment on whether you need insurance. Alternatively if the work is ongoing and you're likely to get other jobs too then speak to a good commercial insurance broker.

Good luck.
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#7 Posted : 15 September 2009 12:23:00(UTC)
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Posted By Ian G Hutchings
Hi

Online I have used in the past www.simplybusiness.co.uk , as a broker I used BNIB:Priestleys, I can provide contact details via email.

Best wishes

Ian
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#8 Posted : 15 September 2009 15:20:00(UTC)
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Posted By Jane Smythe


Hi Claire

I use Hiscox good cover very reasonable prices.

Jane
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#9 Posted : 16 September 2009 08:59:00(UTC)
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Posted By clairel
Thanks for the responses. I have all the leads that I need now. Thanks again.
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