Posted By David .J. Minnery Local Authority engaged contractor to demolish buildings, contractor sub-contracted to another contractor, who in turn sub-contracted to another to remove rubble/debris from site. Third contractor loaded trailer over and above the sides, no boarding or netting,while passing my car rubble fell off of the trailer causing damage to my car parked outside my home. after a lot of chasing, I contacted LA who gave me first contractors contact details, when I contacted first contractor he initially blamed second contractor, who in turn then blamed third contractor [ are you still with me on this ? ]. I then went back to LA who told me that after they engaged first contractor [checked his insurance etc] he can then sub-contract work to whoever he wishes without reverting back to LA. The first contractor then telephones me and verbally accepts responsibility, asks me to get two estimates for repair and send them to him, after doing this the contractor ignored me and when I finally got to speak to him he denied any resonsibility, denied that his driver [the third contractor] knew anything about it. I then got another call from first contractor saying that third contractor was responsible and that he was self employed and to take it up with him personally. Damage to my car is £400.00 plus, loss of car during repairs etc, at the time I did report incident to the police, question is who do I pursue for losses ? The Local Authority , Contractors 1 , 2 or 3 or everyone involved and let court decide [don't want to lose no claims]who is liable for damage [contractor 3 stated that he was working for contractor 1 as did contractor 2 and contractor 1 stated he was engaged by LA. HELP !!!!!!!!!!!!!!!!! Regards David

Posted By Martyn Hendrie You indicate that the accident happened outside your home, it was therefore I presume on the public highway. I believe that you should sue the driver/owner of the vehicle as he/they have direct responsibility to ensure that the vehicle was loaded safely. He/they should be covered by their third party motor insurance. Whilst some of the other parties mentioned may have some influence on the loading of the vehicle if it was unsafe the driver should not take it onto the public highway.

Posted By David .J. Minnery Thanks to all that replied, especially Allan St John Holt I assumed that I would have to do it this way initially to find out just who is liable, Thanks again Regards David