Posted By Simon Micklewright Please could someone tell me if as an employee writing Health and Safety policies, whether I have a right to see my companies Public liability Insurance Policy? as our finance manager has refused to show it to me. The reason I ask is to do with supplying First Aid Boxes in Asylum Seeker Hostels. The compulsory element of employers' liability insurance does not cover litigation resulting from first aid to non-employees. However, many public liability insurance policies do cover this aspect, I just wondered where I stood on this. Any help woul be appreciated.

Posted By Bill Elliott If you have sight of the Certificate - it contains the reference details you need (policy no. etc) to ring up the insurers and ask them!

Posted By john ridley Hi Simon I hope this helps you. Public Liability insurance is not a statutory requirement unlike Employers Liability Insurace (ELI) and you have no right to see any certificate, assuming of course that your employer has actually got Public Liability Insurance cover. First aiders are covered under ELI for incidents at work. This is because the employer retains vicarious liablity under the legal doctrine of the master & servant relationship for the acts or ommisions of their employees in the course of their work and only that. Employers are not responsible for the actions of first aiders or indeed any other employee, which is unrelated to a work activity. Personal liability insuracne is available for first aiders if they wish to cover their personal duty of care to the injured. Most First aid training organisation will introduce this to trainees as part of the course. I hope this explains why you're being refused access to the certificate. Good luck