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#1 Posted : 08 September 2005 13:12:00(UTC)
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Posted By rjohn.t Our insurers are planning to add an endorsement to everyones liability policies reading "a register must be kept of all tools". Isn't all "tools" a little overkill? I understand keeping a register of all plant and equipment, but tools. Do any regulations require this?
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#2 Posted : 08 September 2005 13:20:00(UTC)
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Posted By J Knight I don't think any regs do; PUWER cetainly doesn't. HSG65 talks about systematic active monitoring, and its difficult to demonstrate a systematic approach without a register of some sort, but HSG65 is not the law. Who are these insurers? And are other people suffering the same imposition from teir own insurers? This is bureaucratic creep if ever I saw it, John
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#3 Posted : 08 September 2005 13:30:00(UTC)
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Posted By Frank Hallett Hi John Perhaps you could identify what line of work you're in to better assist us to provide focussed comment? Some activities with high risk outcomes such as working in flammable atmospheres will require specifically non-sparking tools and a register of those would be a valid and sensible requirement. I suspect however, that the requirement stems more from the guidance to PUWER reiterated in HSG65 and in most IOSH courses that "an inventory of hazards" [yes, I know I've paraphrased it] be created before attempting to perform risk assessments. A laudable concept with a great value but also a bureucratic nightmare to produce and manage. Good luck Frank Hallett
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#4 Posted : 08 September 2005 14:08:00(UTC)
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Posted By rjohn.t We are electrical contrators. Our brokers have advised us that this endorsement will appear from our forthcoming renewal. I hope to discuss this with them though, as I feel its not reasonable to expect us to account for every hammer or screwdriver. Surely its more impotant to ensure tools in general are fit for their purpose and people are trained to use them. John
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#5 Posted : 08 September 2005 14:17:00(UTC)
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Posted By J Knight I was sufficiently worried about the implications of this to have a chat with our Insurance Officer, and she's pretty sure its a means of expediting claims arising from theft, rather than anything to do with H&S; its apparently common for building firms, John
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#6 Posted : 08 September 2005 17:00:00(UTC)
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Posted By rjohn.t The requirement in question is only on the liability policy, this does not cover theft.
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