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#1 Posted : 26 January 2007 09:57:00(UTC)
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Posted By Malcolm Greenhouse
We have a public reception area which is inspected as part of safety tours and any hazards are dealt with e.g. loose floor tile. However we now have a claim from an accident were a child (3 years old) was running round whilst the accompanying adult sat in a chair. The child fell and hit their face on the corner of a coffee table, splitting their lip and damaging some teeth.
The insurers are now asking for the risk assessment for the area.
The accident happened before my tour of duty so to speak but it is looking like we do not have a specific risk assessment for the area. Even if we did I doubt whether it would have included the possibility of a child being allowed to run around. Now people are talking about removing all the furniture!

Anyone any thoughts on what a reasonable response would be to the risks presented in a reception area with chairs and a coffee table in it?

Anyone any experience of a similar claim?

Would a disclaimer sign requesting adults to take care of accompanying children hold any weight in a legal argument?

Any ideas gratefully received.

Mal
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#2 Posted : 26 January 2007 10:41:00(UTC)
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Posted By Dave B
Hi Malcolm
You don't say what sort of reception area you are involved with here, doctor's surgery, housing association, job centre, leisure centre etc. Each will present different hazards and levels of risk.

The RA should address the obvious issues e.g. slips, trips & falls, electricity, heat, violence to staff, COSHH, access and egress, transmission of infection/disease etc where relevant.

Unless this is a reception primarily set up to cater for children e.g. creche, nursery school, then I would say that furniture that could reasonably found in a domestic environment could be classified as low risk and the responsibility should be placed on the child's guardian to properly supervise the child.

The insurer always asks for a RA but would not necessarily expect to find a coffee table listed as a hazard.

Do a retrospective RA. I'll have the coffee table if you're going to throw it out. We need one in our reception area.

Dave
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#3 Posted : 26 January 2007 11:50:00(UTC)
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Posted By cara
Out of interest do you already have a sign up?
I'm with you and think it's the guardian's responsibility most definitely - but you will probably be asked to show your risk assessment.
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#4 Posted : 26 January 2007 12:17:00(UTC)
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Posted By Philip Roberts
Malcolm,
Risk assessments only have to be recorded if there are any significant risks identified. In a reception area chairs and a coffee table are normal and would not present a significant risk in my opinion. Parental/guardians control should have prevented this incident and any claim should be resisted on the grounds of " on a frolic of their own"

regards
Phil
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#5 Posted : 26 January 2007 12:31:00(UTC)
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Posted By Andy Brazier
Can you risk assess an area? You can identify hazards but the risk is associated with activity. Therefore, I would suggest the risk assessment is related to receiving visitors to site. In this case, having a reception area would be a very positive factor.
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#6 Posted : 26 January 2007 12:36:00(UTC)
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Posted By Salus
may or may not help,

Liability in tort
Preliminary.
1. -- (1) The rules enacted by the two next following sections shall have effect, in place of the rules of the common law, to regulate the duty which an occupier of premises owes to his visitors in respect of dangers due to the state of the premises or to things done or omitted to be done on them.

(2) The rules so enacted shall regulate the nature of the duty imposed by law in consequence of a person's occupation or control of premises and of any invitation or permission he gives (or is to be treated as giving) to another to enter or use the premises, but they shall not alter the rules of the common law as to the persons on whom a duty is so imposed or to whom it is owed; and accordingly for the purpose of the rules so enacted the persons who are to be treated as an occupier and as his visitors are the same (subject to subsection (4) of this section) as the persons who would at common law be treated as an occupier and as his invitees or licensees.

(3) The rules so enacted in relation to an occupier of premises and his visitors shall also apply, in like manner and to the like extent as the principles applicable at common law to an occupier of premises and his invitees or licensees would apply, to regulate --

(A) the obligations of a person occupying or having control over any fixed or moveable structure, including any vessel, vehicle or aircraft; and

(B) the obligations of a person occupying or having control over any premises or structure in respect of damage to property, including the property of persons who are not themselves his visitors.

(4) A person entering any premises in exercise of rights conferred by virtue of an access agreement or order under the National Parks and Access to the Countryside Act, 1949, is not, for the purposes of this Act, a visitor of the occupier of those premises.

12, 13 & 14 Geo. 6. c. 97.

Extent of occupier's ordinary duty.
2. -- (1) An occupier of premises owes the same duty, the "common duty of care", to all his visitors, except in so far as he is free to and does extend, restrict, modify or exclude his duty to any visitor or visitors by agreement or otherwise.

(2) The common duty of care is a duty to take such care as in all the circumstances of the case is reasonable to see that the visitor will be reasonably safe in using the premises for the purposes for which he is invited or permitted by the occupier to be there.

(3) The circumstances relevant for the present purpose include the degree of care, and of want of care, which would ordinarily be looked for in such a visitor, so that (for example) in proper cases --

(A) an occupier must be prepared for children to be less careful than adults; and

(B) an occupier may expect that a person, in the exercise of his calling, will appreciate and guard against any special risks ordinarily incident to it, so far as the occupier leaves him free to do so.

(4) In determining whether the occupier of premises has discharged the common duty of care to a visitor, regard is to be had to all the circumstances, so that (for example) --

(A) where damage is caused to a visitor by a danger of which he had been warned by the occupier, the warning is not to be treated without more as absolving the occupier from liability, unless in all the circumstances it was enough to enable the visitor to be reasonably safe; and

(B) where damage is caused to a visitor by a danger due to the faulty execution of any work of construction, maintenance or repair by an independent contractor employed by the occupier, the occupier is not to be treated without more as answerable for the danger if in all the circumstances he had acted reasonably in entrusting the work to an independent contractor and had taken such steps (if any) as he reasonably ought in order to satisfy himself that the contractor was competent and that the work had been properly done.

(5) The common duty of care does not impose on an occupier any obligation to a visitor in respect of risks willingly accepted as his by the visitor (the question whether a risk was so accepted to be decided on the same principles as in other cases in which one person owes a duty of care to another).

(6) For the purposes of this section, persons who enter premises for any purpose in the exercise of a right conferred by law are to be treated as permitted by the occupier to be there for that purpose, whether they in fact have his permission or not.

Effect of contract on occupier's liability to third party.
3. -- (1) Where an occupier of premises is bound by contract to permit persons who are strangers to the contract to enter or use the premises, the duty of care which he owes to them as his visitors cannot be restricted or excluded by that contract, but (subject to any provision of the contract to the contrary) shall include the duty to perform his obligations under the contract, whether undertaken for their protection or not, in so far as those obligations go beyond the obligations otherwise involved in that duty.

(2) A contract shall not by virtue of this section have the effect, unless it expressly so provides, of making an occupier who has taken all reasonable care answerable to strangers to the contract for dangers due to the faulty execution of any work of construction, maintenance or repair or other like operation by persons other than himself, his servants and persons acting under his direction and control.

(3) In this section "stranger to the contract" means a person not for the time being entitled to the benefit of the contract as a party to it or as the successor by assignment or otherwise of a party to it, and accordingly includes a party to the contract who has ceased to be so entitled.

(4) Where by the terms or conditions governing any tenancy (including a statutory tenancy which does not in law amount to a tenancy) either the landlord or the tenant is bound, though not by contract, to permit persons to enter or use premises of which he is the occupier, this section shall apply as if the tenancy were a contract between the landlord and the tenant.

(5) This section, in so far as it prevents the common duty of care from being restricted or excluded, applies to contracts entered into and tenancies created before the commencement of this Act, as well as to those entered into or created after its commencement; but, in so far as it enlarges the duty owed by an occupier beyond the common duty of care, it shall have effect only in relation to obligations which are undertaken after that commencement or which are renewed by agreement (whether express or implied) after that commencement.





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#7 Posted : 26 January 2007 13:35:00(UTC)
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Posted By Rachael Palmer
What happened to parental responsibility?

Provide a restrospective RA and if possible get statements from those who have worked in that area as to the condition of the flooring / reception area etc around the time of the incident. These are things you've probably considered already but has the flooring been changed since the incident? If so, why? Was the area is clean and tidy? (absence of foreseeable slip / trip hazards) Are furnishings are well maintained? Did the child trip oversomething or just lose their balance as children quite often do at that age?
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#8 Posted : 26 January 2007 13:38:00(UTC)
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Posted By David Thomas
why is it that a toddler can run around in the home, have a similar accident and the parent/guardian will never consider prosecuting themselves ?

why is it same scenario but in the open street and the parent/guardian will never consider taking action against the local council ?

There always seems to be a "magic bubble" people enter as soon as they enter work or a company facility, they loose all responsibility for the actions of themselves and those they are in legal charge of, only wishing to take action because there is a clearly defined duty to contractors, visitors and even the thief who breaks in. They seem to forget (or claim they don't know) they have similar responsibilities. Perhaps counter claim for damage to the reception area, clearing up blood, replacing carpets etc etc

Its about time the "nanny effect" was blown up with the "magic bubble" (first ensuring there is no one who will be injured by the pieces or the noise resulting)
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#9 Posted : 26 January 2007 13:52:00(UTC)
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Posted By Glyn Atkinson
If you have responsibility for a minor (s) and take it / them to a public place, you must ensure that you control their behaviour against damage to themselves, others or public and private property.

Or am I living in the dream world ??
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#10 Posted : 26 January 2007 15:10:00(UTC)
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Posted By Joe Ridley
You could have an assessment of the area in general taking into account the type of flooring, surrounding walls and any wall mounted protrusions - framed information points etc. But I believe it is the responsibility of the parents to ensure their children behave (I have two and always try to do this).

It is all too easy to want to blame someone else for whatever. What will happen eventually is you could be walking into heavily carpeted receptions with no furniture, no receptionist except through a wall mounted flat screen LCD monitor to help you. Of course this will never happen ...will it?

Joe
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#11 Posted : 29 January 2007 09:49:00(UTC)
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Posted By Kenneth Patrick
Please don't make up an RA for the insurance company. I would suggest a few lines description of its form and function
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