Posted By Phil Grace Ken, It is a few years..... a good insurance broker should be able to advise. As you may know it is because of the way in which Prof Indemnity insurance is underwritten - on what is known as a "claims made" basis. The effect of this is that claims are allocated to the year in which the claim is made, not when the damage or loss occurs. This is easy to understand for, say, an architect. He designs a building, a couple of years after design is finalised the construction is complete and client/owner occupies. Then one year later a defect (in design) is noted. Thus claim is placed under insurance policy in force at the time claim is made by building owner. You need to consider what type of work you do, who you do it for and how long after you have completed a survey a "defect" might be detected or a loss might result. Hope this helps - Phil

Posted By Safetynut Try Belmont International combined insurance policy premiunm @ approx £2500.00 type 1,2,3 surveys covered

Posted By Chas I was told that 6 years is the appropriate run off period after stopping practice. The premiums should reduce each year until the sixth year.

Posted By Phil Grace Ken, Adrian is quite correct - it is loss from you missing the asbestos not for any injuries that might crop up far into the future. I wouldn't have much issue with 5 or 6 years run off cover (as it is generally known) Phil