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#1 Posted : 08 September 2007 11:07:00(UTC)
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Posted By Ellen E Bunting
I have just learned that one of our employees who had an accident two years ago is about to submit a claim for compensation.

The accident (which happened in Aug 2005)involved a fall from height and resulted in a fairly bad injury to the ankle. The employee was in hospital for a while and off work for a total of about 7 months. However he had returned to work and was interviewed regarding his health and ability to work. The only stipulation that was made was that he was not to carry out any work at height at all, even two feet off the ground as he still had trouble with his ankle.

The employee intends to continue working but feels that he must lodge the claim. The confusing thing for me is that he says that neither of us (him or the company) were at fault and it was just an accident. What is the purpose of his claim then, surely when we go to a court of law we are they to ascertain the facts of the case and ensure that the employer had done everything reasonably practicable to prevent the accident. I am very confident that we did and therefore not worried about defending the case.

I was wondering if any of you had come across any cases similar to this and if so what was the outcome.

Obviously this is just a snapshot of the case but any advice would be appreciated.


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#2 Posted : 08 September 2007 11:52:00(UTC)
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Posted By EI
Hi Ellen

employee will be lodging the claim now as there is a time barred limitation of 3 years from date of knowledge of the injury (injury you describe - knowledge immediate me thinks). If the employee is getting around okay at present, there is nothing to say they will not suffer complications at a later date (old age comes to us all). The employee may say it was just an accident and nobodies fault. Employees legal adviser's will say different.

Other factors will include whether the employee lost earnings, etc, whilst off work for the 7 months, is the employee still paying for transport, etc, as continued treatment of the injury.

EI
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#3 Posted : 08 September 2007 12:02:00(UTC)
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Posted By Ellen E Bunting
The employee received full pay for six months and then half pay for the remainder of the time. With regards to old age the employee is approaching 60 and I suppose looking to secure his retirement years. However I would assume that when considering any amount of compensation the judge would take into consideration the number of years of his working life he has left. I would also think that this could take a couple of years to come to court and by that time he will only have a few left.

The employee is a supervisor, with a wealth of knowledge, experience, and training in the area of working at height and in fact he has been a material witness in another case about 7 years ago when he vigorously defended the company against the claimant, so I suppose he knows what lies ahead.

I can understand him claiming for the pain and suffering but I know when the facts are presented our insurers and representation will tear him to shreads as the investigation pointed to human error, his own mistake and negligence.

Regards


Ellen
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#4 Posted : 08 September 2007 14:06:00(UTC)
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Posted By Crim
Your employee is well advised to claim now as the 3 year limit is approaching. Once passed there can be no claim.

You say he is still having problems with his ankle and has been instructed not to carry out work at height therefore his work is restricted - directly contributable to the accident.

Accidents are "accidents" and all employees are entitled to a safe environment while at work.

This guy has every right to claim compensations and should do so before it is too late.

Whatever the outcome of the claim, and in my opinion there will be an out of court settlement so the Judge bit will be out of the equation, I would suggest that he will be adequately compensated.

He can, and should remain employed during and after the claim is dealt with, without any changes in attitude by either side, unless retirement comes first.

I would however advise that he uses a "No win no fee" type represantation.

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#5 Posted : 08 September 2007 14:22:00(UTC)
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Posted By Raymond Rapp
I agree with most of the previous advice, following an accident at work the employee is entitled to make a claim.

The company insurance liability would cover the cost of any compensation - that is what it has been designed to do.

Ray
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#6 Posted : 08 September 2007 15:53:00(UTC)
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Posted By Ellen E Bunting
Thanks for all your replies, your comments have been noted.

EEB
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#7 Posted : 08 September 2007 17:13:00(UTC)
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Posted By D H
"What is the purpose of his claim then, surely when we go to a court of law we are they to ascertain the facts of the case and ensure that the employer had done everything reasonably practicable to prevent the accident. I am very confident that we did and therefore not worried about defending the case".

Hi - I would not be as confident as you sound about what happens in court.
Remember the judge is the one who is going to decide if you did everything "reasonably practicable".
Also remember health and safety legislation leans heavily on the side of the employee.
As you admit, the IP is still suffering because of the accident and as has also been said age is a problem. Arthritis comes naturally to some, but it seems to target previous injury sites - ( I am speaking from experience here!).
Again as has already been stated, that's what you pay insurance for. So get it over with.

Dave
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#8 Posted : 10 September 2007 09:55:00(UTC)
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Posted By Phil Grace
Ellen,
Just to confirm the comments made that this is a claim that will be most unlikely to go to court. My own experience, from working for an EL insurer, is that a very, very small % of claims end up in court. From your descriptions the amount being claimed will be small - and the the costs "at stake" will almost certainly outweigh the likely compensation. Remember that if the case is lost your insurers will have to pay not only your firm's costs but also those of the claimant's legal team - barristers do not come cheap!
So, it will all come down to negotiation - you will have to provide solid, documentary evidence of training and skills assessments, risk assessments, method statements etc etc. In the absence of solid evidence from you the claim will have to be negotiated.
Phil
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#9 Posted : 10 September 2007 10:19:00(UTC)
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Posted By Glyn Atkinson
Don't forget that if the claimant is stating that he is not 100% fully fit from the effects of this injury two years ago, he may be also claiming for some loss of personal enjoyment of life hobby or activity - eg, if he plays crown green bowls and struggles to get down to deliver jack or ball, or if he enjoyed fell walking at the weekend as a hobby?

An amount would be based as to the standard of anyone's playing as their hobby - crown green bowling could be played as a hobby activity during retirement for example.

It would be more if the claimant plays at some form of local representative level and now cannot continue at that class of play.

These type of claims can always be substantiated by club membership or newspaper reports of matches etc, and can often be a heavy part of a claim, even if workplaces have been risk assessed post accident and remedial measures put into place.

Just one more scenario to think about !
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#10 Posted : 10 September 2007 11:49:00(UTC)
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Posted By Tracey C
Hi Ellen
I agree with everything everybody else has said we had the same situation last year but this employee waited until he retired. He actually had the accident 1 month before he retired then we received the solicitors letter. He was claiming for transport to and from hospital the fact that his ankle was weaker now than before the accident, the accident had left him unable to enjoy his hobbies as much etc. This guy actually tripped down some steps, the steps that he used every day of his working life for about 5 years and never had a accident on. I just handed all the correspondance, cctv footage, reports etc over to our insurance people and let them deal with it.

Don't take it personally and learn from each one.

T
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#11 Posted : 10 September 2007 14:22:00(UTC)
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Posted By Ellen E Bunting
Thanks for the response, The reason for the post was to get feedback from people who had experienced similar situations. The last couple of posts have been very helpful, thank you.

EEB
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