Rank: Guest 
|
Posted By Andy R
Good morning all.
Does anyone have any experience of the impact directly employing diploma accredited personnel can have on insurance premiums.
We currently pay around £400,000 in insurance premiums, I know that when we introduced 18001 we made substantial savings and as I have just passed my Nebosh Diploma I was wondering whether or not insurance companies look upon the qulaification favourably.
|
|
|
|
|
|
Rank: Guest
|
Posted By A Campbell
Andy,
Not sure if an employee having qualifications will be an argument to reduce premiums.
I would expect your provider would be looking at improvements, reduced incidents, claims etc.
Why not contact your broker and have a face to face with the view of practical approaches and maybe goal setting targets agreed by both parties?
|
|
|
|
|
|
Rank: Guest
|
Posted By Andy R
The principle reason for my question is I have recently passed A, B, C of Nebosh Dip and am currently awaiting my Unit D result. I do have Nebosh general. I currently work for a M&E installation company who employ around 200 staff on construction projects throughout the UK. My postion has been placed at risk and should I leave the health and safety knowledge remaining shall be at IOSH Managing Safety level.
Would members agree that this would not meet the criteria of regulation 7 of the Management Regs.
|
|
|
|
|
|
Rank: Guest
|
Posted By DP
Andy I feel you are trying to get two answers here:
1 will qualifications of the safety manager alone reduce premiums
2 what level of qualification is required to manage safety
1 - no it wont - robust, proven and effective management systems will reduce your premiums
2 - none in the strictest terms - you cant say that an person with a diploma is more competent than with not. Competence comes in many forms qualification is only one of them.
If your contract as the competent person is terminated and there is an accident - this is one area where it may be tested? There are others of course.
If you are trying to strengthen your case to remain in your position concentrate on the competent person position.
If you are in a position to demonstrate to your employer where you were before you gained ISO accreditation ( poor safety standards) tell him that’s where you may well end up again if they do not think on!!!
The flaw (for for us safety people) in what we do is we improve things - that’s great when times are good - when they are not, like now, naivety kicks in and they think get rid and the standards will remain!! Yeah sure they will - they conveniently forget why they employed you in the first place?
You have the historic information to make your case? Use it.
Hope all goes well for you mate.
|
|
|
|
|
|
Rank: Guest
|
Posted By wayne purchase
hello, from my experience here is the insurance company/ broker wants someone with an affiliation to such as IOSH at a certain level IE techIOSH CMIOSH even GradIOSH. it is basically down to your insurers
|
|
|
|
|
|
Rank: Guest
|
Posted By Ian-Edwards
Hi,
Bit late this, but I'm just catching up!
Best bet is for you to get your liability insurers in to see you (and not just when their surveyor turns up once a year or whenever).
As a broker, my experience proves without doubt that insurer attitudes towards their clients improves significantly if they're given direct access to them. You can than explain in person what your standards are and how well-qualified your staff are.
True, your claims experience should also be good, but proving to your insurers that you're taking the lead and more importantly taking it seriously will mean that they will be more inclined to fight to keep your business if they're put under competition.
Your broker should be driving this process for you. Surprisingly, many tend to resist letting their clients see their insurers! Don't forget, the insurance contract is between you and your insurer, so you call the shots!
Final point, make sure your broker's paid a fee rather than commission, as there's then no incentive for them to keep premiums high!
Hope this helps.
Ian
|
|
|
|
|
|
Rank: Guest
|
Posted By Phil Rose
Without getting into the (inevitable) arguments about competency etc, IOSH MS is very unlikely to meet the needs of Reg 7 for competent health and safety assistance, and in fairness I don't think that it is intended to either.
If your company thinks that it will satisfy Reg 7, then I think they will be mistaken or they have been misled.
|
|
|
|
|
|
Rank: Guest
|
Posted By GeoffB4
Phil, perhaps you would let us know what would?
|
|
|
|
|
|
Rank: Guest
|
Posted By Phil Rose
Geoff - I assume that is a 'dig'. Did I not say at the beginning of my post I aren't going to get into arguments about competency? That is for each employer to decide for themselves, whether it is competency to meet R& or anything else. In fairness in some smaller and low risk companies it might do, but IMVHO IOSH MS is unlikely to meet the requirement for R7 for the situation described. It might do and if the company are happy with that then that is there call. I wouldn't be that brave!
|
|
|
|
|
|
Rank: Guest
|
Posted By Phil Rose
R& should read R7
|
|
|
|
|
|
Rank: Guest
|
Posted By GeoffB4
It wasn't intended as a dig Phil, I genuinely thought I was going to be told something useful.
|
|
|
|
|
|
Rank: Guest
|
Posted By D H
It is possible you can get someone with 30 years knowledge and experience and for what ever reasons only has a Managing Safely certificate.
Comes back to the old argument of competence - experience versus certificate?
Dave
|
|
|
|
|
|
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.