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freelance safety  
#1 Posted : 28 January 2010 15:44:26(UTC)
Rank: Super forum user
freelance safety
Hello everyone, can any of you recommend a reasonable insurance broker or company for PI and PL insurances.

Many thanks in anticipation.
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martinw  
#2 Posted : 28 January 2010 15:51:01(UTC)
Rank: Super forum user
martinw
Not personally recommending them but my brother uses Hiscox and has always found them OK. Sure more will be posted soon.
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davidlewis  
#3 Posted : 28 January 2010 16:04:33(UTC)
Rank: New forum user
davidlewis
I also use Hiscox, but through an excellent broker blythe valley, who you can actually ring up and talk to someone, which is very useful these days.
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freelance safety  
#4 Posted : 28 January 2010 16:12:44(UTC)
Rank: Super forum user
freelance safety
Many thanks, keep them coming!
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Julian  
#5 Posted : 29 January 2010 09:48:04(UTC)
Rank: Forum user
Julian
Willis Limited have been pretty good with us
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LeeRay  
#6 Posted : 29 January 2010 11:47:26(UTC)
Rank: Forum user
LeeRay
Just a quick one vaguely relating to this.

I was insured by hiscox but when i cancelled my policy after the 12months, they sent a letter stating that if any claim arose from the work i had carried out in the last 12months were to arise, i was not covered because i didn't renew the policy.

Any one else come across this.

Surely if you were insured by them at that moment in time you should still be covered by them???

Sorry to change the subject slightly
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ijmartin  
#7 Posted : 29 January 2010 12:08:09(UTC)
Rank: Forum user
ijmartin
Freelance safety - I would recommend getting a couple of quotes from local insurance brokers and also hiscox who have an excellent online quote system.

Leeray - there are two types of PI policies, the first "claims made" covers any claims made during the period of cover whilst a "claims occurring" will cover any incident which occurs during the period of cover. Sounds like you had a "claims made" policy with Hiscox so you would need to ensure any new policy is on the same basis to ensure you have cover should anything happen.
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donnaf  
#8 Posted : 29 January 2010 15:12:18(UTC)
Rank: Forum user
donnaf
I have used Prescott Jones for the last 4 years for PL, EL and PI. They are based in Bristol - contact name Chris Dover - I have always had excellent services from them.

Best Regards - Donna
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freelance safety  
#9 Posted : 29 January 2010 19:00:54(UTC)
Rank: Super forum user
freelance safety
Thanks to all of you, this has been most helpful.
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