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EL insurance cover
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Steve Scotter  
#1 Posted : 17 February 2011 14:29:37(UTC)
Rank: Forum user
Steve Scotter
Employers must have EL insurance but what about self employed /small businesses? Some of our subcontractors say that they don't employ anyone so why should they have EL insurance, but I feel that at short notice they may need extra help and employ someone, even if its for a day or two. So should these small businesses have EL insurance cover? Thanks for any advice. Steve
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Geoffwilz  
#2 Posted : 17 February 2011 15:14:13(UTC)
Rank: New forum user
Geoffwilz
No Self employed are exempt from the EL(Compulsory Insurance) Requirements as are family businesses employing only family members and are not Limited Co's and Public bodies
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Canopener  
#3 Posted : 17 February 2011 15:40:17(UTC)
Rank: Super forum user
Canopener
There are a number of exemptions, see http://www.hse.gov.uk/pubns/hse40.pdf , otherwise, yes they should!
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