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Garfield Esq  
#1 Posted : 02 March 2011 15:54:04(UTC)
Rank: Super forum user
Garfield Esq

Anyone with experience of using kerosene PSHs in the workplace? Post insurance visit statement was "PSH are to be removed". Surely with good ventilation and sited in a suitable location away from flammables and a ssow and maintenance plan in place there is little chance of harm occuring to employees or significant fire risk? Another case of insurance playing at enforcement and regulation?? Any views? GC
Ken Slack  
#2 Posted : 02 March 2011 16:08:56(UTC)
Rank: Super forum user
Ken Slack

garfield esq wrote:
Anyone with experience of using kerosene PSHs in the workplace? Post insurance visit statement was "PSH are to be removed". Surely with good ventilation and sited in a suitable location away from flammables and a ssow and maintenance plan in place there is little chance of harm occuring to employees or significant fire risk? Another case of insurance playing at enforcement and regulation?? Any views? GC
Hi Garfield, Was all the above explained to the Insurer's inspector? If it was and they are still insisting then I can't see a way out of it apart from trying a different insurer!! Good luck!!
Hally  
#3 Posted : 02 March 2011 16:57:18(UTC)
Rank: Super forum user
Hally

We had similar with our insurers within our factory units. gas bottle run space heaters, not helped by when we found the staff heating up the bottle because of low temperatures...we also received complaints of a build up in gas fumes due to all the doors and roller shutters being closed. Currently trialling other types but only time will tell.
bleve  
#4 Posted : 02 March 2011 21:02:57(UTC)
Rank: Super forum user
bleve

"Simples" The underwriters have to cover the risk. Either remove the risk or face an increase in premium to cover the risk of loss based on the use of this equipment. I do not agree that the risk of ignition from this equipment is something that you have total control over by virtue of portability, pool fire, pressurised mist etc Static/fixed position at high level gas fired space heaters are of less risk.
David Bannister  
#5 Posted : 03 March 2011 09:54:42(UTC)
Rank: Super forum user
David Bannister

I agree with bleve. From an insurance underwriter's persepctive there are to many variables and consequent potential for major fire (fuelling, fuel storage and transport, proximity to combustibles, portability, human behaviour, condition of the appliance etc). Get your broker to earn their commission or fee by negotiating on your behalf, so long as you have a reasonable argument to put forward. It's a commercial contract arrangement. If you don't like the terms, enter in to a new contract at renewal time. There is little chance of unannouced official enforcement visits these days and insurers are probably the only external body that have any influence on safety/health/fire management for many employers.
Hally  
#6 Posted : 03 March 2011 10:01:27(UTC)
Rank: Super forum user
Hally

As Stuff says, your broker can argue any points you want and think you can. We had other issues that our insurers were insisting on and didn't agree with (space heaters not being one of them) and then got other insurers to quote. All of a sudden our incumbent insurer relented on certain points and reduced the premium greatly once they thought we were changing insurers. Won't work for all but is worth the odd argument over. Jonathan
johnmurray  
#7 Posted : 03 March 2011 14:35:12(UTC)
Rank: Super forum user
johnmurray

What about the long-term health risks ? Fumes: Carbon monoxide, dioxide, various nitrogen oxides, small particulates (unburnt hydrocarbons/soot) Humidity... Sorry, I'm with the insurance guys.....if I'm asked to work in a w/shop heated by portable liquid-fuelled space heaters...I'm outa there..... Cheapskate alternative to decent healthy(ish) heaters.
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