There are 2 standards for assessing the Zones that you could use.
EI15 – Energy Institute Code of safe practice for area classification for flammable liquids
According to EI 15 diesel is a category C, Class III(1) – flashpoint 55oC + and handled below flash point.
Section A1.2 Mists or sprays & Section A1.4 Class II and III products, in summary say the following
Assuming UK conditions and the diesel cannot increase in temperature or become pressurised (other than from a low head of pressure in a storage tank), as you have already identified.
Provided the diesel stays at least 5oC below its flash point, which it will in the UK - a hot day is circa 35oC, then EI15 says that hazardous area classification isn’t required for Class III diesel products in a storage installation.
For a spray leak to be of much concern the resulting spray cloud would have to be so dense as to be difficult to see through. At an attended fuel tanker off load, shut down would be expected to very quick by the tanker driver.
Personally I’ve never seen a tanker loading operation suffer a ruptured hose when off loading etc, small liquid drips/dribbles but nothing serious.
I used to work for an organisation that sprayed diesel into the exhaust of an aircraft engine – no ignition, no problems.
BS60079-10-1 Explosive atmospheres
If you plug in diesel properties to the various formula in BS60079-10-1 April 21 edition for either a pool release or spray release.
Assume a 5m dia pool, molecular weight circa 180kg/kmol, diesel vapour pressure circa 5kpa, static pressure for a tank of circa 0.3bar (5psi) results in-
Liquid pool evaporation Qg = 4,69 x 10^-7 m3/sec volumetric release rate from the pool i.e. very little evaporation of the liquid
Road tanker leak
Spray release treated as a vapour for a 1mm area hole (Table B1), equation B5, Wg = 2.84x10^-8 kg/sec mass release from the tanker hose
For a ‘Secondary’ grade release – a reasonable assumption for a tanker loading. Assume outdoors location, with a wind speed of 0.3m/s (Table C1) . Dilution is confirmed as ‘HIGH’
‘Availability’ should be at least ‘Fair’, more likely ‘Good’. Not ‘Poor’ for an outdoors case.
Hazardous area distance, for a ‘Heavy Gas’ is much less than 1m
The overall result gives a ‘Non hazardous’ zone, as expected.