Clairel - I'm disapointed you no longer post so often, yours was a voice of reason and pragmatism against too many over zealous h&s people.
Anyway back to fire.
According to government statistics -
http://www.statistics.gov.uk/cci/nugget.asp?id=12 there are about 28.83m working people. Children at school not included - so this will alter the figures slighty if included.
If the earlier quoted figure of 36 deaths per year from fire in the workplace is true, then your average chance of death is about 1.25x10^-6 or 0.000125% per year.
If we assume an average working day of 7.5hrs = 216225000 man/hrs per year
Equals about 1 death per 6006250 man/hrs worked.
Equally if a working life is 45yrs at 2000hrs per year = 90000hrs working life (say 100000 to allow for overtime)
Therefore on average it takes about 60 working lives to MAYBE get killed in a fire at work.
As an average you might get killed about every (45x60) = 2700yrs.
Sure no doubt the fire safety geeks (so could I) will/can quote particular bad examples of poor fire safety/risk assessments etc and there is always statistical variation/once in a career/lifetime events e.g. King Cross, Bradford Football ground etc.
But really is the risk death by fire in the workplace that great - 0.000125% per year - don't think so.
So for many cases, well designed templates will be fine for many premises and businesses.
Of course the RRO is only interested in (sect 8 & 9) in the safety of employees and relevant persons who are not employees. Property protection is outside the remit of RRO/H&S - to the letter of the law.
Once everybody is safe - a fire is then just an insurance claim/business continuity issue. Its obviously in the interests of insurance companies to drive down the risk of fire etc.
The trouble with 'experts' from any discipline they often have a distorted view of their own area of interest, and don't look at the bigger picture e.g. driving, occupational ill health etc etc as previously mentioned.
Ok, bored with this discussion now.
Come back Clairel!!