Rank: Forum user 
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Does the client need insurance or just the PC and CDMC etc.
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Rank: Forum user
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An employer is legally required to have Employers Liability Insurance (since 1969 i think) Public liability insurance is optional but strongly recommended and most businesses would have this as their clients probably wouldn't engage them without it.
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Rank: Super forum user
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If you mean specific to the construction work then there is a clause in standard contracts placing the onus on the contractor.
There is also generally an indeminity clause
Bob
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Rank: Forum user
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A client should consider insuring against risks arising from the construction work to be done.
It is good to have a risk review to assess all of these and to put in mitigations so the risk is reduced and the premiums kept down.
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